DoorDash said the arrangement with the financial tech service Klarna would allow customers to defer payments on orders such as takeout from restaurants, makeup and electronics.
DoorDash customers can now take out a loan for a $40 order of burritos or a $50 pizza delivery.
The financial tech company Klarna and the delivery company DoorDash said that they had partnered to provide a “buy now, pay later” loan option for orders.
The arrangement, announced on Thursday, lets customers defer the cost of DoorDash orders placed online or through its app by paying it in four interest-free payments, or at a later date, according to Klarna.
Chuck Bell, advocacy program director at Consumer Reports, said “buy now, pay later” loans can be manageable for many people. He advised that these loans should be used selectively, that customers should be aware of when their payments are due and ensure that they have the money to pay the loans back.
“If you don’t pay the bill on time and you start getting multiple late fees, it could end up being a very expensive chile relleno or pad Thai,” Mr. Bell said.
Research has shown that “buy now, pay later” loans are more often used by people who are already in debt.
Mr. Bell said that these loans could cause problems for people who have many loans and who use them to finance a recurring expense, such as food.